A 501(c)(3) Nonprofit Organization | Empowering Seniors Since 2024

Navigating the Golden Years with Confidence

Free financial literacy programs, foreclosure prevention, and estate planning guidance for seniors and their families.

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How We Help

Every senior deserves financial security. Our programs are completely free, funded by grants and community donations.

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Financial Literacy

Workshops and one-on-one sessions covering budgeting on fixed income, understanding Social Security benefits, Medicare planning, and protecting against financial fraud targeting seniors.

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Foreclosure Prevention

Emergency intervention for seniors facing foreclosure. We connect you with HUD-approved counselors, negotiate with lenders, and explore loan modification, reverse mortgage, and forbearance options.

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Charitable Remainder Trusts

Expert guidance on establishing CRTs to generate lifetime income, reduce tax burden, and leave a lasting charitable legacy. We partner with licensed estate planning attorneys.

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Estate Planning

Wills, powers of attorney, healthcare directives, and beneficiary designations. We help seniors organize their affairs and protect their families.

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Caregiver Support

Resources and guidance for family caregivers managing a senior's finances. Training on fiduciary responsibilities, avoiding elder financial abuse, and accessing community resources.

Benefits Navigation

Help enrolling in Medicare, Medicaid, VA benefits, property tax exemptions, utility assistance programs, and supplemental income programs you may not know exist.

Every Senior Deserves Financial Peace of Mind

Senior Solutions was founded on a simple truth: the financial system was not designed with seniors in mind. Fixed incomes, rising healthcare costs, property tax increases, and predatory lending create a perfect storm that threatens the stability of our most vulnerable community members.

We bridge the gap between complexity and clarity. Our team of certified financial counselors, housing specialists, and legal partners provide completely free services to seniors across the community.

Whether you're planning for the future or facing an immediate crisis, we're here to help you navigate every step with dignity and confidence.

2,400+ Seniors Served
94% Foreclosures Prevented
$4.2M Assets Protected
100% Free Services

Charitable Remainder Trusts

A powerful tool that provides lifetime income, significant tax benefits, and a meaningful charitable legacy.

Lifetime Income Stream

Receive regular income payments for life or a set term of years. Convert appreciated assets into a steady income stream without triggering immediate capital gains taxes.

Immediate Tax Deduction

Receive a partial income tax deduction in the year the trust is funded, based on the present value of the charity's remainder interest.

Capital Gains Avoidance

Transfer highly appreciated assets (stocks, real estate) into the trust and avoid paying capital gains tax on the sale. The full proceeds are reinvested to generate your income.

Estate Tax Reduction

Assets in a CRT are removed from your taxable estate, potentially reducing estate taxes and preserving more wealth for your heirs and chosen charities.

Charitable Legacy

After the trust term ends, the remaining assets pass to the charity or charities of your choice. Leave a lasting impact on causes that matter to you.

Two Trust Types

CRAT (Annuity Trust): Fixed annual payments. CRUT (Unitrust): Payments adjust with trust value. We help you choose the right structure for your situation.

Foreclosure Prevention for Seniors

If you or a loved one is facing foreclosure, don't wait. Early intervention is critical. Here's how we help.

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Free Assessment

We review your mortgage, income, expenses, and timeline to understand your full situation. No judgment, complete confidentiality.

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Lender Negotiation

Our HUD-certified counselors contact your lender to explore loan modification, forbearance, repayment plans, or short sale options.

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Legal Referral

If needed, we connect you with pro bono attorneys specializing in senior housing rights, predatory lending defense, and bankruptcy protection.

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Long-Term Plan

We build a sustainable financial plan to prevent future crises. This includes budgeting, benefits enrollment, and ongoing check-ins.

Ready to Take the First Step?

Every consultation is free. Every conversation is confidential. We're here to help you or your loved one navigate the path forward.

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